SHZ Financial Services Banks - Regional 002958.SZ

Qingdao Rural Commercial Bank Co., Ltd.

$ 2.82 -1.40 %

Qingdao Rural Commercial Bank Co., Ltd. is a financial institution operating across China, delivering a comprehensive spectrum of banking products and services. Its diverse portfolio encompasses currency exchange accounts, trade finance solutions like import and export collection, and both domestic and international remittance services. Furthermore, it extends credit facilities such as general financing, specialized export invoice financing, bundled loan packages, and foreign currency loans, alongside offering secure investment options like certificates of deposit and letters of guarantee. The bank, established in 1951, maintains its principal headquarters in Qingdao, China.

CEO: Xifeng Wang - https://www.qrcb.com.cn

Summary 30-Y Financials Dividend Analyst Key metrics Ownership / Senat
Price objectif

-

Recommandation

-

DCF

$ -6.02

Loading data...

002958.SZ vs S&P500

Loading data...

No data available.

Quick ratio

2.22

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

6.27

may indicate that the company is undervalued or has poor growth prospects.

EPS

0.45

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

8.28 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.63 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

6.58

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

3.01

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-0.29

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

18.48 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
4 indicates moderate financial health
Altman score
0.16 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
2.22 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.23 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.