Unum Group 6.250% JR NT58

$ 22.22 -0.13 %

Unum Group provides a broad spectrum of financial protection solutions, including various insurance offerings like disability, life, accidental death, critical illness, dental, and vision coverage. The company structures its business across five main segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US division focuses on delivering group disability, group life, and accidental death and dismemberment products within the United States, alongside a range of supplemental and voluntary benefits. Unum International manages the company's operations in the UK, offering insurance for group long-term disability, group life, and additional lines such as dental, individual disability, and critical illness policies. Colonial Life specializes in providing accident, sickness, and disability coverage, in addition to life insurance, cancer, and critical illness products. The Closed Block segment is responsible for managing existing policies, including individual disability, group and individual long-term care, and other insurance products that are no longer actively marketed. Lastly, the Corporate segment encompasses investment income derived from the company's corporate assets and other general corporate revenues and expenses not allocated to specific business lines. Founded in 1848, Unum Group's corporate headquarters are situated in Chattanooga, Tennessee.

CEO: None - http://www.unum.com

Price objectif

-

Recommandation

-

DCF

$ 250.27

Loading data...

UNMA vs S&P500

Loading data...

No data available.

Quick ratio

20.63

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

4.61

may indicate that the company is undervalued or has poor growth prospects.

EPS

4.82

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

7.07 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

1.25 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

5.16

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.35

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

3.28

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

39.33 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
4 indicates moderate financial health
Altman score
0.63 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
2.20 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.06 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.