UnitedHealth Group Incorporated

$ 400.96 0.36 %

UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.

CEO: Stephen J. Hemsley - https://www.unitedhealthgroup.com

Price objectif

$425.81 6.20 %

Recommandation

Buy

DCF

$ 275.22

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UNH vs S&P500

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Quick ratio

0.80

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

30.22

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

13.27

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

12.40 %

reflects reasonable profitability, showing good use of equity.

ROIC

8.09 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

6.70

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.75

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

21.61

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

66.50 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
2.60 indicates an uncertain financial situation
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Cash / Debt

Cash Ratio
0.25 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.25 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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