The Bancorp, Inc.

$ 56.17 1.59 %

The Bancorp, Inc. operates as the parent financial company for The Bancorp Bank, providing a comprehensive range of banking products and services across the United States. Its diverse offerings include various deposit accounts, such as checking, savings, money market, and commercial options, alongside prepaid and debit card solutions. The company extends credit through lines of credit secured by both securities and the cash value of insurance policies. Additionally, it offers institutional banking services, real estate bridge lending, Small Business Administration (SBA) loans, commercial mortgage-backed loans, and commercial real estate financing. Leasing services are a significant part of its portfolio, covering vehicle fleets, other equipment, and specialized commercial vehicles like trucks. The Bancorp, Inc. also specializes in private label banking, processes credit and debit card payments for independent service organizations, and provides full-service internet banking. Incorporated in 1999, the company's headquarters are located in Wilmington, Delaware.

CEO: Damian Kozlowski - https://www.thebancorp.com

Price objectif

$58 3.26 %

Recommandation

Buy

DCF

$ 34.24

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TBBK vs S&P500

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Quick ratio

0.02

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

10.93

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

5.14

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

30.56 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

15.74 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

13.86

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.32

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

5.09

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
5 indicates moderate financial health
Altman score
-0.52 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.01 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.02 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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