Standard Life plc

$ 806.00 -0.31 %

Standard Life plc, a long-established financial services firm founded in 1782 and headquartered in London, United Kingdom, specializes in providing long-term savings and retirement solutions throughout Europe. Its operations are organized into key divisions including Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other. The company offers a diverse range of products covering every stage of retirement planning: from initial wealth accumulation through defined contribution workplace and retail savings plans, to facilitating the transition into retirement with services like pension consolidation, fixed-term annuities, and managed funds, and finally, offering various income solutions such as income drawdown, lifetime annuities, defined benefit pensions, and home equity release. Furthermore, Standard Life provides both new and existing individual and bulk purchase annuity contracts, UK individual annuities, self-invested personal pensions, unit-linked insurance and investment products, and a suite of protection offerings. These services are delivered under prominent brand names including Standard Life, SunLife, Phoenix Life, and ReAssure. It's noteworthy that the company, previously known as Phoenix Group Holdings plc, officially rebranded as Standard Life plc in February 2026.

CEO: Andrew David Briggs - https://www.thephoenixgroup.com

Price objectif

-

Recommandation

-

DCF

$ 595.09

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SDLF.L vs S&P500

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Quick ratio

0.00

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

-17.15

may indicate that the company is undervalued or has poor growth prospects.

EPS

-0.47

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

-41.76 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

2.60 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

7.22

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.75

means it relies more on debt, which can increase financial risk.

Free cash flow per share

1.33

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

-89.52 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
3 indicates worrying financial health
Altman score
0.25 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.00 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.01 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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