QCR Holdings, Inc.

$ 94.96 0.45 %

QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.

CEO: Laura L. Ekizian - https://www.qcrh.com

Price objectif

$103 8.47 %

Recommandation

Buy

DCF

$ 71.49

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QCRH vs S&P500

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Quick ratio

4.72

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

11.94

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

7.95

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

12.33 %

reflects reasonable profitability, showing good use of equity.

ROIC

59.58 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

15.08

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.37

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

21.55

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

3.01 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
8 indicates good financial health
Altman score
0.35 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
4.72 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.04 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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