Nu Holdings Ltd.

$ 12.71 -1.40 %

Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.

CEO: David Velez-Osomo - https://www.nubank.com.br

Price objectif

$14.3 12.51 %

Recommandation

Buy

DCF

$ 62.15

Loading data...

NU vs S&P500

Loading data...

No data available.

Quick ratio

0.83

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

19.55

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

0.65

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

28.94 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

16.47 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

13.59

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.25

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

0.25

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
5 indicates moderate financial health
Altman score
0.94 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
0.32 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.04 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.