KBC Group N.V.

$ 119.65 0.50 %

KBC Group NV, along with its subsidiaries, provides a wide spectrum of integrated bank-insurance solutions, primarily catering to retail clients, private banking customers, small and medium-sized enterprises (SMEs), and mid-cap companies. Their diverse offerings encompass demand deposits and savings accounts, home and mortgage loans, consumer finance, and funding for SMEs. Furthermore, the group delivers credit facilities, investment fund and asset management services, life and non-life insurance policies, cash management, payment processing, trade finance, leasing, money and capital market products, and stockbroking. Digital convenience is also a focus, with internet and mobile banking services available. As of December 31, 2021, KBC Group maintained a substantial network of physical operations: 439 bank branches and 310 insurance agencies in Belgium, 208 bank branches in the Czech Republic, 123 in Slovakia, 198 in Hungary, 168 in Bulgaria, and 12 in Ireland. The company reaches its clientele through agents, brokers, and various electronic channels. KBC Group NV, incorporated in 1935 and headquartered in Brussels, Belgium, adopted its current name in March 2005, having previously been known as KBC Bank and Insurance Holding Company NV.

CEO: Johan Thijs - https://www.kbc.com

Price objectif

-

Recommandation

Hold

DCF

$ 136.87

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KBC.BR vs S&P500

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Quick ratio

1.68

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

13.75

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

8.70

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

13.42 %

reflects reasonable profitability, showing good use of equity.

ROIC

0.90 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

16.85

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.34

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-26.39

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

45.98 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
4 indicates moderate financial health
Altman score
0.27 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
1.68 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.15 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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