NASDAQ Services financiers Banks - Regional GABC

German American Bancorp, Inc.

$ 44.99 0.67 %

German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.

CEO: D. Neil Dauby - https://www.germanamerican.com

Summary 30-Y Financials Dividend Analyst Historique indicateurs Possession / Senat
Price objectif

$48 6.69 %

Recommandation

Hold

DCF

$ 83.03

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GABC vs S&P500

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Quick ratio

3.51

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

12.36

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

3.64

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

11.95 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.61 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

11.93

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.15

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

4.09

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

32.56 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
8 indicates good financial health
Altman score
0.38 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
2.35 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.02 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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