Fifth Third Bancorp

$ 52.74 0.30 %

Fifth Third Bancorp is a comprehensive financial services provider operating throughout the United States. Its Commercial Banking division offers a wide array of credit, cash management, and advanced financial solutions. This includes lending, deposit products, foreign exchange, international trade financing, capital market and derivative instruments, asset-based and real estate lending, public and syndicated finance, and commercial leasing, all tailored for business, government, and professional clients. The Branch Banking segment focuses on individuals and small businesses, supplying essential deposit and loan options such as checking and savings accounts, home equity loans and lines of credit, credit cards, and financing for automobiles and personal needs, along with cash management for small businesses. Fifth Third's Consumer Lending unit manages direct originations, retention, and servicing of residential mortgage and home equity credit facilities. It also facilitates indirect consumer loans through partnerships with correspondent lenders and automobile dealerships. The Wealth & Asset Management segment delivers diverse investment alternatives for individuals, companies, and non-profit organizations. This includes retail brokerage services for individual investors and broker-dealer services for institutional clients. Additionally, it offers comprehensive wealth planning, investment management, banking, insurance, trust and estate services, and advisory support for institutional accounts including middle market businesses, non-profits, states, and municipalities. As of December 31, 2021, the company's extensive network comprised 1,117 full-service banking centers and 2,322 ATMs spread across Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Founded in 1858, Fifth Third Bancorp maintains its headquarters in Cincinnati, Ohio.

CEO: Timothy N. Spence - https://www.53.com

Price objectif

$57.5 9.03 %

Recommandation

Buy

DCF

$ -42.97

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FITB vs S&P500

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Quick ratio

3.17

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

17.76

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

2.97

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

8.86 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.73 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

12.38

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.59

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

2.40

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

54.03 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.32 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
3.17 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.07 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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