Fair Isaac Corporation

$ 1 096.48 -2.69 %

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.

CEO: William J. Lansing - https://www.fico.com

Price objectif

$1604.67 46.35 %

Recommandation

Buy

DCF

$ 533.33

Loading data...

FICO vs S&P500

Loading data...

No data available.

Quick ratio

2.22

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

34.75

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

31.55

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

-43.08 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

53.20 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

9.59

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

-1.74

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

37.78

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
8 indicates good financial health
Altman score
10.32 indicates good financial health and low risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
0.54 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
1.79 indicates that the company has more debt than assets, which could indicate a risky financial situation
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.