Ameriprise Financial, Inc.

$ 467.43 -0.96 %

Ameriprise Financial, Inc. (AMP) delivers a broad spectrum of financial services and products to both individual and institutional clients across the United States and globally. The company organizes its operations into four main divisions: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment focuses on providing personalized financial planning and guidance. It offers a broad range of brokerage services to both retail and institutional investors, alongside a variety of managed and self-directed investment advisory accounts. Clients also have access to mutual funds, insurance, annuities, cash management tools, banking services, and face-amount certificates. Through its Asset Management segment, Ameriprise provides investment management expertise and a diverse array of investment vehicles. It serves retail, high-net-worth, and institutional clients, often reaching them via external financial institutions and its dedicated institutional sales force. Offerings include U.S. and international mutual funds, exchange-traded funds (ETFs), and funds specifically designed for variable insurance and annuity separate accounts. Furthermore, it manages institutional assets across traditional investment classes, separately and individually managed accounts, collateralized loan obligations (CLOs), hedge funds, collective investment funds, and real estate/infrastructure funds. The Retirement & Protection Solutions segment is dedicated to safeguarding clients' financial futures, offering variable annuity products for individuals and a range of life and disability income (DI) insurance products for retail customers. Established in 1894, the company was formerly known as American Express Financial Corporation before adopting the name Ameriprise Financial, Inc. in September 2005. Its corporate headquarters are situated in Minneapolis, Minnesota.

CEO: James Cracchiolo - https://www.ameriprise.com

Price objectif

$514 9.96 %

Recommandation

Buy

DCF

$ 616.81

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AMP vs S&P500

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Quick ratio

0.70

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

11.64

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

40.15

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

61.59 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

2.75 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

9.13

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.53

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

17.93

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

77.77 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.49 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.25 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.02 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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