Aflac Incorporated

$ 115.47 -0.66 %

Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.

CEO: Daniel Paul Amos - https://www.aflac.com

Price objectif

$115.17 -0.26 %

Recommandation

Hold

DCF

$ 166.52

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AFL vs S&P500

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Quick ratio

8.86

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

13.20

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

8.75

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

16.08 %

reflects reasonable profitability, showing good use of equity.

ROIC

4.31 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

6.69

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.26

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

5.72

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

25.80 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
2.07 indicates an uncertain financial situation
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Cash / Debt

Cash Ratio
0.69 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.07 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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